2. 신용편중리스크 관리◦ 저금리 기조로 운용자산 중 채권형 투

2. 신용편중리스크 관리
◦ 저금리 기조로 운용자산 중 채권형 투자자산이 차지하는 비중이 증가함에 따라 특정 차주에서 발생하는 위험 관리의 필요성이 증대됨.
◦ 편중리스크 관리 : 차주별 투자한도를 설정하여 특정 차주에서 발생할 수 있는 위험을 사전적으로 방지하고자 함.
▪ 차주별 투자한도 : 신용등급을 기준으로 운용자산 대비 일정비율에 해당하는 금액
▪ 후순위채의 경우 투자원금의 1.5배의 가중치를 적용하여 익스포져에 포함함.
▪ 신종자본증권(후후순위)의 경우 투자원금의 1.8배의 가중치를 적용하여 익스포져에 포함함.

결과 (영어) 1:

2. obtain credit risk management◦ Low-interest based on assets under management of bond investments, this proportion increases to occupy a specific car, the need for risk management to occur in the State increased. ◦ Invest in risk management: a much weaker car weekly, set on a particular car can cause hazard in the State intends to prevent the (lexically).▪ Car weekly investment limit: credit rating, based on assets under management compared to the amount that corresponds to a percentage▪ In the case of subordinated bonds by applying a weighted principal investing 1.5 times the exposure referred to in.▪ Hybrid securities (subordinated), the weighting of 1.8 times the principal investment exposure included.

결과 (영어) 2:

2. Credit Risk Management skewed
◦ as the proportion of the low-interest operating assets of bond investment assets increased by keynote being increased need for risk management arising from certain borrowers.
◦ concentrated risk management: setting investment limits specified by the Borrower, the Borrower Do you want to prevent entirely the risk that the Company may encounter in.
▪ Borrower by investment limit: amount equal to a certain percentage compared to assets based on the credit rating
of the subordinated ▪ If you apply a weighting of 1.5 times the amount invested including the exposure .
▪ In the case of hybrid securities (whooping ranking) by applying a weighting of 1.8 times the amount invested including the exposure.

결과 (영어) 3:

2. The credit risk management on the use of asset in low interest.
tone, asset bond investment proportion increased the necessity of risk management in the specific owner,.
. Focusing on Risk Management: the owners of investment restrictions, setting the possible risk of specific owners, the company completely prevented. After the owners
investment quota: credit rating standard assets compared by a certain percentage of the amount of investment capital after the background
1.Weighted 5 times the value of application, mature sports included. After the securities
new seeds (hey ranking) weighted 1.8 times the principal investment value, application of mature content contains a.